WELCOME TO PRIVATE CLIENT
High-end Homes & Estates
Jewelry, Fine Art & Collections
Luxury & Performance Autos
Protection for primary residences, vacation homes, and secondary properties — with coverage limits and features that meet the complexity of luxury living.
Luxury & Performance Autos
Jewelry, Fine Art & Collections
Luxury & Performance Autos
Specialized policies for exotic, classic, and high-value vehicles, ensuring proper valuation and seamless protection on and off the road.
Jewelry, Fine Art & Collections
Jewelry, Fine Art & Collections
Jewelry, Fine Art & Collections
Tailored coverage for fine art, jewelry, wine, and other valuable collections, ensuring proper valuation and global protection.
Yachts & Watercraft
Domestic Staff Coverage
Jewelry, Fine Art & Collections
All-inclusive marine solutions for pleasure craft and luxury vessels, covering hull, crew, and worldwide liability exposures.
Domestic Staff Coverage
Domestic Staff Coverage
Domestic Staff Coverage
Liability and workers’ compensation protection for households employing staff, ensuring full coverage of employment-related risks.
Cyber Insurance
Domestic Staff Coverage
Domestic Staff Coverage
In an increasingly digitized world, cyber insurance is no longer a luxury but an essential component of protecting wealth and maintaining peace of mind against evolving cyber threats.
Excess Liability
Because the biggest risks rarely come from the things you expect.
For private clients, liability is often the most underestimated—and most financially damaging—exposure. A serious auto accident, a guest injury at your home, an allegation of defamation, or a claim tied to a household employee can escalate quickly. When it does, the legal costs and settlement pressure can be substantial, and standard limits on homeowners and auto policies may be exhausted far sooner than most people realize.
Excess Liability (often referred to as a “personal umbrella”) is designed to sit above your underlying auto, homeowners, watercraft, and other personal policies to provide an additional layer of protection. It helps preserve your assets, income, and long-term financial plans when a high-severity claim occurs—and it can be the difference between an uncomfortable situation and a catastrophic one.